Financial Services Trends 2026: Payments Trends: Digital Money & AI

The payments industry in 2026 is poised for a deep transformation, marked by simultaneous evolution across messaging, networks, assets, and intelligence. The critical shifts anticipated include: - Global Instant Payments - AI Integration - Digital Currencies Navigating these changes requires institutions to maintain a balanced focus on relentless innovation and uncompromising resilience, embracing the market-wide shift from ""if it works, don’t fix it"" to ""adapt or be displaced."" Join us to explore: - How the global connection of instant payment systems is disrupting cross-border finance, and the infrastructure needed to build these inherently interoperable and sovereign national systems. - The shift of AI from experimentation to strategic integration in payments, with a focus on smaller, efficient models (SLMs) and Agentic AI for real-time fraud and intelligent routing. - The decisive role of stablecoins and CBDCs, and how open source provides the necessary transparency, control, and resilience.

主讲人

Ramon Villarreal | Payments Industry Lead - Global FSI, Red Hat

Ramon is a Global Architect for financial services at Red Hat. With 23 years of experience in technology transformation and 15 years of experience with financial institutions, Ramon has used his experience to help banks focus on cloud & application transformation, containerization, microservices and modernizing their technology landscape.