Top Trends for Financial Services 2025: Payments

Discover the future of payments technology, where industry leaders will delve into the latest trends and innovations shaping the payments landscape. From contactless payments and digital wallets to blockchain and cryptocurrency solutions, advancements are enhancing transaction speed, security, and user experience. Learn about the challenges and opportunities presented by evolving consumer expectations and regulatory frameworks and how the rapidly changing world of payments can unlock new opportunities for growth and efficiency.

Speakers

Richard Harmon | VP, Global Head of Financial Services

Dr. Harmon is the Global Head of Financial Services at Red Hat. He joined Red Hat in December, 2020 and has over 20 years of experience in Capital Markets with specializations in Risk Management, Advance Analytics, Fixed Income Research and Simulation Analysis. Prior to Red Hat, Dr. Harmon was Managing Director of Financial Services at Cloudera and also SAP Financial Services. Prior to this he held senior positions in Capital Markets at Citibank, Bankers Trust, JP Morgan, BlackRock, and Bank of America/Countrywide Capital Markets. He started his career at the NY Fed and Federal Reserve Board as a Research Economist. Dr. Harmon holds a PhD in Economics with specialization in Econometrics from Georgetown University.

Ramon Villarreal | Payments Industry Lead

Ramon leads the payments modernization strategy as global lead for the payments sector at Red Hat. He focuses on helping develop, build, sell, and support next-generation software solutions and services for payments organizations with an aim to deliver differentiated value to Financial Institutions. He has spent 23 years focused on technology transformation with Financial institutions, including Santander Bank, Nationwide Building Society, UK Payments Scheme. Prior to Red Hat, he worked at Accenture helping Payments institutions to Modernize their Technology landscape.

Aric Rosenbaum | Chief Technologist, Global Financial Services

Aric serves as the Chief Technologist on Red Hat's Global FSI team, where he helps clients meet their strategic priorities through the use of open source technology. Prior to joining Red Hat, he led large, digital transformation projects at Goldman Sachs’ Investment Management Division and was co-founder/CTO of several FinTechs in equity and FX trading.